Forward of the annual enrollment interval Medicare Benefit (MA) organizations have been providing a peek into what advantages they’re providing seniors in 2023. Notably, many will give their beneficiaries entry to home-based care companies.
Now, ATI Advisory is sharing precisely what number of have made these companies obtainable to seniors.
The quantity plans providing in-home assist companies has grown exponentially over time. Subsequent yr, 1,091 plans will embrace these companies as a part of their choices, in comparison with 729 in 2022, 429 in 2021 and 223 in 2020.
“We have now seen constant progress within the variety of MA plans providing in-home assist companies yr over yr since these advantages had been first obtainable,” Invoice Winfrey, director of ATI Advisory, informed Residence Well being Care Information in an electronic mail. “This displays MA organizations’ understanding that these advantages are beneficial to members, and a maturing market for the supply of those advantages. We see an general pattern towards offering extra companies within the residence to fulfill members the place they’re.”
ATI is a D.C.-based analysis and advisory companies agency that works with companies, communities and public applications who serve frail older adults.
The highest three organizations providing essentially the most plans with in-home assist companies are Elevance Well being, Humana Inc. (NYSE: HUM) and Centene Company. Cigna (NYSE: CI) and SCAN Group had been additionally included within the prime ten checklist.
When it comes to geography, these in-home assist companies are being supplied in 43 states, Washington, D.C., and Puerto Rico.
Along with in-home assist companies, extra plans are providing home-based palliative care. In 2023, 157 plans will embrace these companies as a part of their choices. In 2022, 147 plans included home-based palliative care, whereas 134 did in 2021 and 61 did in 2020.
“We’re actually seeing a shift to extra care, and extra holistic care, being supplied within the residence,” Tyler Overstreet Cromer, principal at ATI Advisory, informed HHCN in an electronic mail. “Whereas we see some restricted progress within the variety of plans providing home-based palliative care as a primarily health-related profit, we are going to proceed to see innovation in palliative care within the Medicare Worth-Based mostly Insurance coverage Design demonstration this yr.”
Plans in 17 states will provide home-based palliative care in no less than one county in 2023.
A few of these firms embrace Henry Ford Well being System, Kaiser Basis Well being Plan and UPMC Well being System.
Cambia Well being Options, Medical Mutual of Ohio and Independence Well being Group had been the highest three organizations providing essentially the most plans with home-based palliative care.
Plans are additionally offering extra entry to assist for caregivers of enrollees, or respite care. Subsequent yr, 293 plans might be providing these companies, in comparison with 160 in 2022.
These respite care advantages might be supplied in 24 states and Puerto Rico, by firms like SCAN Group, Alignment Healthcare USA, Cigna and Guidewell Mutual Holding Company.
Alternatively, the variety of plans providing grownup day companies took a downturn. Solely 41 plans will provide these companies in 2023, in comparison with 50 in 2022 and 127 in 2021.
Finally, the rise within the quantity of plans providing home-based care companies are proof of the need of those companies, based on Cromer.
“Residence-based care isn’t just a pattern, however one thing that’s right here to remain, as plans, beneficiaries and their caregivers perceive the worth that home-based care delivers,” she mentioned. “As greater than 10,000 people age into Medicare every day, residence care suppliers ought to place themselves to ship companies not solely by means of personal pay however by means of Medicare Benefit plans. As these advantages proceed to develop, we anticipate that Medicare beneficiaries will begin asking first if their residence care will be supplied by means of their well being plan, and people residence care suppliers who’ve carried out the work to construct relationships with well being plans might be well-positioned to reply to their wants.”